Chapter 1729: Mortgage Loan

Before talking about Pengcheng Taxi Company and Pengcheng Auto Repair Shop, Shen Dapeng had already mentioned the expansion of Yuanmeng Hotel to himself.

Without sufficient funds, Yuanmeng Hotel would definitely have a hard time opening branches.

Now talking about the expansion of these two companies again, isn't this just talk?

Therefore, although Liu Fengxia also hopes to see the rapid development prospects of each company, combined with the actual situation, what she is talking about now is simply impossible to achieve.

"Wanhai Plaza is built in Shenzhen, and Penglong Logistics is building a branch there. In addition, we have spent a lot of money on the apartment building and commercial building projects we developed before. Now the continuous actions of building a food factory branch in Shenzhen will allow the hotel, taxi company and auto repair company to go out of Qingshu County and go to the whole country. This all requires money, right?"

"However, the company's funds are very tight at present. Even if we want to do something big, we are willing but unable to do it."

Liu Fengxia analyzed the current situation of the company, with a worried look on her face.

Moreover, in Liu Fengxia's opinion, at least some funds should be reserved for buffering. All companies seem to be developing well now, but business competition is everywhere, and there are many factors that change in an instant.

If there are any unexpected factors that cause problems in a company and involve capital operation, some of them can be compensated in the first time, so as not to break the capital chain.

If you do it as Shen Dapeng said, no matter what, you will use up the remaining funds. If there is any problem, there will be no chance to buffer at that time, and it may even affect the normal operation of other companies.

At that time, let alone expansion, even other companies that were developing well before will be affected, the capital chain will be completely broken, and they will fall into bottlenecks, and they may suffer losses or even worse.

When Liu Fengxia thought of these situations, she felt a sense of crisis in her heart.

She would rather be conservative and move forward step by step, rather than risk the collapse of the company she worked hard to build and expand vigorously.

"We can find a way to solve the problem of funds!"

Liu Fengxia's meaning was very clear. She didn't want Shen Dapeng to take this risk, but Shen Dapeng's next words shocked her heart.

"Find a way to solve it?" Liu Fengxia looked at Shen Dapeng in confusion. "Several companies are expanding. This amount of money is not a small amount. It is impossible to get it without more than 10 billion or even more. Even if we find a way, we can't get so much money, right?"

Shen Dapeng thought deeply for a while, then showed a relaxed look, and gently waved his hand to interrupt Liu Fengxia's doubts.

"Auntie, I have considered all of what you said. Of course, we can't borrow money from private parties. We don't know any rich bosses. The only way is to borrow money from the bank!"

"Loan from the bank?" Liu Fengxia frowned. She had never thought about this problem.

In the past few years, the company has come step by step to today, and the profit has been considerable. The funds needed for the establishment of more companies are all used with profits. The company has not yet run out of money, and of course it will not think about what to do when there is no money.

Now Shen Dapeng suddenly mentioned such a method, which really surprised Liu Fengxia, but after the surprise, she still felt that it was not feasible.

"I have heard that some companies borrowed money from banks, but we have no one in the bank, can they lend us money?"

In Liu Fengxia's impression, if there is no certain relationship, it is harder than climbing to the sky to get a loan from the bank.

"Besides, even if they lend us money, can they lend tens of billions of money at once? Why do they believe you?"

Banks survive by earning interest, of course they are willing to lend to some individuals and companies, but there is a prerequisite,

that is, these individuals and companies have a certain repayment ability.

Without repayment ability, the money will become a dead account and bad debt when it leaves the bank, and it will not be returned.

Banks are not stupid, and they will never do such things.

Listening to Liu Fengxia's worried tone, Shen Dapeng seemed very calm and even smiled.

"Aunt, I know you're worried, but we can give it a try. How can we know if we don't try?"

"Try to get a loan?" Liu Fengxia was a little uncertain, "I don't think the bank will lend us so much money."

Shen Dapeng waved his hand again, sighed and said, "Aunt, sometimes, we have to have some confidence!"

Liu Fengxia was even more confused, staring at Shen Dapeng in confusion.

What is this all about? What does a loan have to do with confidence? If you have confidence, you can get a loan?

"Calculate carefully, over the past few years, our companies have developed to a certain scale, right?" Shen Dapeng smiled and looked at Liu Fengxia.

Liu Fengxia nodded, "That's right, and since we implemented the southward migration strategy, food factories and logistics have developed rapidly, and even Chengyu Real Estate has had a certain influence in Shenzhen."

"That's right, the products of the food factory alone are already well-known. Yingying's series of drinks and self-cooked hot pots have long been at the forefront of similar products in the market, and sales are very hot."

"These are our confidence and our self-confidence!"

Shen Dapeng said this with a hint of pride on his face, and his chest couldn't help but rise up, "So, although we don't have any connections, what we have in our hands now is definitely a lot of wealth!"

"Dapeng, what do you mean?"

Liu Fengxia still didn't understand. Even if the company has already gained a certain degree of popularity after several years of development, in a sense, it has accumulated some intangible wealth.

But what can these invisible wealth do? What's the use if it can't be turned into money?

"Mortgage loan!"

The four words came out of Shen Dapeng's mouth without hesitation, and Shen Dapeng's face was still confident and calm.

"Mortgage loan?"

Liu Fengxia was confused for a moment, and repeated the four words again. Suddenly, a light flashed in her mind, and her eyes widened.

"Dapeng, you mean, don't you want to mortgage our company to the bank to get a loan?"

Shen Dapeng nodded, "Yes, that's the way!"

Before talking to Liu Fengxia about the expansion of each company, Shen Dapeng had actually thought about the current situation of the company. In his opinion, each company must expand and develop as soon as possible.

In this way, he will have the ability to defeat Feihuang Group in one fell swoop. Otherwise, no matter how many excuses Cao Mengyuan makes up, she may not be able to get past the Huang family.