Chapter 28 Solution

"Buying a house, how can I afford a house here in Hangzhou?"

Huang Youjie was startled and shook his head vigorously, as if discussing an unimaginable thing: "The house price in Hangzhou is more than 30,000 yuan per square meter, and in the cheaper suburbs it is more than 20,000 yuan. It takes at least three to four million to afford one." A house of about 100 square meters.”

"Even if my family sells everything and goes bankrupt, they still can't afford to buy a house here."

Wei Ming said: "Buying a house is not a one-time payment. You only need to prepare a 30% down payment, and the remaining loan will be paid back slowly over 30 years."

"Then we have to prepare a down payment of millions, and my family can't afford even one million!"

"Don't worry, I didn't ask you to prepare one million. Didn't I ask you if you could get 500,000? As long as you can get this amount, I will help find a way to do the rest."

Wei Ming said calmly.

"Brother!"

Huang Youjie suddenly looked at him with burning eyes: "Do you have money to lend me? Can you lend me five hundred thousand?"

"I didn't say this. I just want to help you find a way to solve the down payment problem for buying a house with a certain degree of confidence. But it is not an absolute 100% guarantee. I just give you a possibility to continue to think about it after solving the down payment problem."

Wei Ming said with a straight face, he had the idea of ​​​​giving the other person a hand, but people should not form excessive dependence on each other. If he helped him solve all the difficulties, he would only become more and more useless and become someone he could not get rid of. If you drag your feet, you are causing trouble for yourself.

"But even with the down payment, I still need a loan of at least 2 million, which is repaid in 30 years. The monthly mortgage is more than 12,000. With my current salary, I don't have to eat or drink, I don't need a penny, and I don't even have to pay half of it back. I can afford it, but I can’t afford it at all, not to mention spending hundreds of thousands on renovations and paying property taxes in the future. For all the expenses, 20,000 a month is not enough, I..."

Huang Youjie opened the calculator on his mobile phone and made some calculations, but soon fell into despair again.

If the down payment is just a difficulty that can be overcome by gritting one's teeth.

The heavy mortgage payment for the next thirty years was a dark hell with no hope at all. Just thinking about it made him breathless.

"You just said you were willing to pay any price to get back together with Xuewei. Why are you so weak now? Where is your attitude and determination?" Wei Ming frowned and glared at him.

"I……"

Huang Youjie lowered his head and said: "I am willing to die for her! But becoming a house slave with millions of mortgage loans is much harder than dying."

Death may be just a second of action with the strongest determination.

House slaves have been living under the pressure of large mortgages for thirty consecutive years. Not only do they have to work hard to make money, but they also have to live frugally. They dare not spend a penny recklessly and cannot relax for a moment. This kind of Life is simply worse than death.

"Speaking of which, you are a grown man, can you be of some use?"

Wei Ming said with some annoyance: "I told you! I will help you solve the down payment problem, and the mortgage of only tens of thousands of yuan, why scare you again? You won't go to work, won't you improve your skills? Do you want to increase your salary? If you really can't, you can set up a street stall on weekends, find a part-time job, and deliver food. It's easy to earn 10,000 yuan a month. Besides, Zheng Xuewei is also working. Her salary is used to maintain daily expenses. Her family Spend a sum of money to renovate the house, and the burden doesn’t fall entirely on your shoulders?”

"As long as you buy the house and Zheng Xuewei changes her mind, the remaining problems will be very easy to solve. There are always more solutions than difficulties! And since I have proposed this solution to you, naturally I will not completely stand by. If you are really nervous about the turnover, No, I can’t borrow tens of thousands or hundreds of thousands, I can still live with a few thousand dollars...Xiao Huang, I have lived next door to you for more than two years, and I heard your quarrel. I am more supportive of your cultivation. "

Wei Ming patted him on the shoulder: "If you believe me, just do as I say. If you are afraid of difficulties and can't bear the pressure, then I can't help you, because you are avoiding giving up. You can't blame me. anyone."

"Brother, big brother!"

Huang Youjie's eyes were filled with tears, and he grabbed Wei Ming's hand: "I believe you! You are really doing it for our good, and only the method you said will work, so I will buy the house!"

He gritted his teeth and clenched his fists: "In other words, the first few years were difficult, but it will pass! I believe that I have the ability, and I will definitely be able to earn a higher salary. As long as I dare to fight, I will be able to hold on. The woman I love!”

After speaking, he beat his chest and roared to the sky.

"This is like a man."

Wei Ming hit him on the shoulder, and Xiao Huang was very pleased with the way Xiao Huang's blood was flying.

…

However, only three days have passed.

Huang Youjie made a call.

His voice on the phone was very embarrassed.

"Brother Wei! I asked Xuewei to take me to see the house. Today she took a fancy to a four-bedroom, two-living room with a river view of 146 square meters. She thought it was very good. She would buy this house no matter what. If I don't get this house today, Suite, tell me not to harass her again, she won’t be fooled by me again.”

"How much does the house you're looking at cost?"

"RMB 34,000 per flat, the whole package is just over 5 million. I have to come up with a down payment of 1.5 million! But my family only prepared 500,000."

"In other words, there is still one million missing?"

"Yes, Brother Wei."

"It's only one million. It's not a big problem. Send me your detailed address and wait there for a while. I'll make a call and have someone deal with the problem."

"Thank you, Brother Wei. I'll wait here."

...

About half an hour later.

At the sales office, Huang Youjie successfully paid the down payment of 1.5 million and won the 146-square-meter river view house that Zheng Xuewei liked.

He successfully became a homeowner in this city.

Holding the purchase contract in his hand, Huang Youjie seemed to be in a dream. He turned his head and looked at his girlfriend Zheng Xuewei who was holding his arm intimately. He still thought he was dreaming a vivid dream. The lightness under his feet was the highlight of his life.

Zheng Xuewei's face was full of smiles. For so many years, she was so happy for the first time. For the first time, she felt the meaning of life and experienced the joy of dreams coming true.

However...

Seeing the woman in front wearing a red woolen windbreaker, black high heels, white skin and beautiful appearance, exuding a mature and noble temperament, walking towards a red supercar.

Zheng Xuewei couldn't help but curl her lips and muttered, "Is it great to be rich?"

As for her thoughts about her neighbor Wei Ge, who rented a house across the street, they were immediately hit to pieces and almost disappeared after facing this woman who made her feel inferior in all aspects except age.

Yes, this woman is the catering queen He Yanyu.

Wei Ming called her and asked her to come forward, bring a bank card, and borrow 1 million yuan in the name of his "good friend" to buy a house for Huang Youjie. The money was temporarily paid by He Yanyu, and Wei Ming would return the money to He Yanyu after he finished his work.

Naturally, He Yanyu's move also had an important purpose, which was to make Zheng Xuewei give up, stop having illusions, and live a down-to-earth life with her boyfriend in the future.

Of course, the one million was not given by Wei Ming as a charity. Huang Youjie must pay him back in the future, but he would not urge him so hard and would not have to pay extra interest. It was a debt of favor.

Thinking of this, Wei Ming shook his head. He felt like a fool. For an ordinary friend, to get rid of a trouble, he actually lent one million. Originally, he only needed to close the door, block the contact information, or rent a different house, and the trouble would never come to him again. But he just couldn't harden his heart, and finally he could only use a high-cost method to solve the problem.

However!

Just when he thought he had solved Zheng Xuewei's problem, a new problem entangled him again.

He Yanyu didn't want Wei Ming to return her one million, and suddenly hugged his neck, took his first kiss, licked his lips, and said charmingly: "You don't have to pay back the money, you are mine."

Chapter 3, please recommend votes