Financial Freedom: Starting From a Monthly Income of Three Thousand

Chapter 231 Great Nobleman (Additional Chapter to Make up for Last Month's Monthly Ticket)

Ten o'clock in the morning.

The sun was already high in the sky, and Lin Wanyu and Li Mengqing finally woke up.

The two of them saw that Gao Yuan was no longer in bed. Lin Wanyu opened her phone and did not see Gao Yuan's message, so she shouted "Brother~" in a long voice with a sense of laziness.

The shout from his brother made Gao Yuan, who was sitting in the living room, tremble all over, got up and walked to the door of the room.

When he came to the bed, Gao Yuan opened the curtains directly, and the sunlight shone into the room through the gauze and fell on the big red bed.

Lin Wanyu and Li Mengqing were still lying on the bed at this time, with their arms stretched out of the bed, exposing their shoulders and heads.

After yesterday's SPA, under Gao Yuan's nourishment, the two of them were greatly satisfied, both physically and mentally.

At this time, under the sun, their skin looked crystal clear, white and rosy, and they looked in great spirits.

Although Gao Yuan feels very comfortable now, his waist is still a little sore. Looking at the conditions of Lin Wanyu and Li Mengqing, he can't help but sigh.

He felt that he was truly in love with Lin Wanyu and Li Mengqing, and was watering these two flowers with his life.

"Brother, why did you get up so early?"

"Is the bed not warm enough, or are we not smooth enough?"

As Lin Wanyu spoke, she stretched out her white and tender arms like lotus roots and hooked her fingers at Gao Yuan.

Seeing Lin Wanyu's teasing, Gao Yuan slowly came to the bed and leaned down, as if he was going to lower his head and kiss Lin Wanyu. Lin Wanyu had also closed her eyes and made a gesture of letting you taste it.

Gao Yuan's right hand grabbed a corner of the quilt.

next moment,

Lin Wanyu didn't wait for Gao Yuan's kiss, but instead felt empty all over her body.

"ah!"

"ah!"

Lin Wanyu opened her eyes and screamed. Li Mengqing also hugged her chest and curled her legs and screamed.

"Hey hey hey!"

Gao Yuan immediately jumped on the bed and began to move his hands up and down.

After fooling around with the two for a while, Lin Wanyu and Li Mengqing's sleepiness was completely dissipated. The two obediently changed their clothes, washed up and came to the living room.

There was no breakfast prepared for the two of them in the living room, so Gao Yuan took the two of them downstairs to the dining room of Heaven and Earth.

The restaurant also charges a fee. Chefs are specially invited from Hong Kong Island to cook only a few specific dishes.

Originally, Heaven and Earth was not in the business of catering. It only provided some meals for the convenience of customers.

After eating, Gao Yuan drove directly to the Lin Group.

After driving Gao Yuan for a while, Lin Wanyu looked at the road sign outside the car and realized that the direction Gao Yuan was going was the Lin Group.

"Brother Yuan, do you want to go to Lin Group?"

Hearing Lin Wanyu's words, Gao Yuan smiled secretly.

Sure enough, it’s a female college student who doesn’t want to stay in college!

I don't know how sad Lin Hongnian would be if she heard this. The Lin Group was her own family's property, so why did she feel like an outsider when she said it from Lin Wanyu's mouth.

"I'm going to your company to talk to my father-in-law about something."

Gao Yuan's name for Lin Hongnian has also changed now.

He discovered a problem. Lin Hongnian had become more affectionate towards him since Yuanfang's skin care product business started.

And now he also calls Lin Hongnian old man along with Lin Wanyu, and Lin Hongnian is much happier.

"Hahaha!"

"Are you going to rip off your money today? Do you need my cooperation?"

Gao Yuan looked through the rearview mirror and saw Lin Wanyu smiling heartlessly behind him, and suddenly thought, Xiao Yu won't be like this in the future, right?

The Brabus G900 parked directly in the open space in front of the Lin Group's office building. Gao Yuan and the others got out of the car. Lin Hongnian's secretary was already waiting for them.

He had already greeted Lin Hongnian before coming, so he went directly to Lin Hongnian's office under the guidance of his secretary.

However, after entering the office, Gao Yuan discovered that Lin Hongnian still had a customer there. This customer, whom Gao Yuan also knew, was Zhang Jindong, the president of ICBC who had applied for a loan for him last time.

"Uncle Zhang is here too!"

"But I haven't seen Uncle Zhang for a long time."

Gao Yuan and Lin Hongnian looked at each other as a greeting, then walked directly to Zhang Jindong and said politely.

Zhang Jindong was obviously a little surprised when he saw Gao Yuan entering, but he was quite happy and stood up directly.

This man is now the God of Wealth!

Since Yuanfang took out a loan from ICBC, all of Yuanfang's transactions have gone through ICBC, so Zhang Jindong doesn't know how much money is in Yuanfang's account.

At that time, he provided Gao Yuan with a personal loan, which now has become his credit.

In the past, it was Gao Yuan who approached him for a loan, but now he is protecting Gao Yuan, a big customer. Once Gao Yuan becomes dissatisfied and chooses another bank to take the loan, his performance will decline a lot.

He had gone to Yuanfang two or three times before, mainly because he wanted to negotiate with other companies in Yuanfang to open accounts with ICBC, but Si Xue rejected them all.

When he contacted Gao Yuan, Gao Yuan was not in Hangzhou either.

It wasn't that Gao Yuan deliberately avoided him, but that he was really not in Hangzhou. The first time Gao Yuan was in the Magic City, and the second time Gao Yuan returned to his hometown.

The three men were sitting and talking, while Lin Wanyu and Li Mengqing went out to hang out.

After Gao Yuan sat down, he mainly chatted with Zhang Jindong. He didn't know what Lin Hongnian and Zhang Jindong had to talk about.

After chatting for a while, Gao Yuan learned that Zhang Jindong came here this time in the hope that the Lin Group could repay a loan in advance.

This is not because Zhang Jindong wants to collect debts, but because it is the end of the year and the bank is also conducting internal assessments.

If the loan of Lin Group can be repaid in advance, it will be much better for Zhang Jindong's performance. Maybe he will have a chance to move up next year.

It's not that Lin Hongnian has no money to repay the loan in advance, but because after Gao Yuan's skin care products became popular, a new brand of Lin Group also became popular.

Although it is not as popular as GY, the sales and feedback are very good.

So Lin Group is going to build brand power and expand publicity according to Gao Yuan's routine after the new year.

If the loan of ICBC is repaid in advance, the brand explosion plan will be delayed for a long time.

So,

Lin Hongnian is a little entangled at this time.

They are all old friends. He will definitely help if he can, but it will affect the development of Lin Group, which is a bit difficult to deal with.

Gao Yuan looked at Lin Hongnian and Zhang Jindong's back and forth, and suddenly felt it was boring. He came here to talk about the production and development of new products.

"Uncle Zhang, how about this? I paid back my personal loan of 300 million yuan in early February!"

"Don't force my father-in-law!"

Gao Yuan took advantage of the gap between the two people's conversation and spoke directly.

As soon as Gao Yuan finished speaking, Lin Hongnian and Zhang Jindong stopped and stared at him.

"Xiaoyuan, don't!"

"You develop your business well, there is no problem with the Lin Group."

Lin Hongnian said this mainly because he was afraid that Gao Yuan would act impulsively.

If you borrow money from a bank, you are using the bank's money to do your own business. The loan period has not expired, so why repay it in advance.

"Yes!"

"You can use that money with confidence. If it is not enough, I will find a way to lend you a few hundred million."

As soon as Zhang Jindong said this, Gao Yuan was stunned for a moment, but Lin Hongnian was instantly dissatisfied.

"Old Zhang, you are double-standard!"

Lin Hongnian glared at Zhang Jindong.

Zhang Jindong also had a bitter smile on his face. He was really not double-standard. It was really a potential that anyone with a discerning eye could see.

The cash flow is several hundred million a month. So far, there are already 300 million funds in the account.

Such customers are the bank's high-quality customers.

Although the Lin Group is also a high-quality customer, it is really different from Yuanfang.

Yuanfang is now equivalent to 0 debt. Although the Lin Group has a lot of fixed assets, its own debt has reached 30%.

If Zhang Jindong applies for a loan of 300 to 500 million yuan to Yuanfang now, the bank will definitely approve it very quickly.

Because Yuanfang's account itself has a lot of money, and the profit is stable, it is almost using Yuanfang's own money to lend to Yuanfang.

The bank not only does not pay interest to Yuanfang, but also charges Yuanfang's interest.

But for the Lin Group, it is a bit difficult to get a loan before the previous loan is settled.

Gao Yuan did not expect that such a large Lin Group is actually not easy to live, and it also has a lot of loans.

This is the stage that many domestic companies, especially factory-type companies, are currently in. This is caused by the economic environment. Everyone is struggling to survive.

"Boss Lin, Boss Gao, please stop giving me problems."

"How about this, I won't ask for the loan from Lin Group, or else Yuanfang will lend me another sum?"

Zhang Jindong spread his hands and said helplessly.

He had been at Lin Group for a while this morning, just to discuss this matter with Lin Hongnian, but he didn't expect to meet Gao Yuan here.

From the moment he saw Gao Yuan, Zhang Jindong was waiting for this moment.

Whether the loan from Lin Group is repaid or not is actually not that important, it just serves as icing on the cake, but if Gao Yuan lends again, it will be different.

And this time the loan is not like the last time, but it will be in the name of Yuanfang Company. Zhang Jindong estimated that there would be no problem in approving more than 500 million this time.

His idea is indeed very good, but Gao Yuan will not take out a loan at this stage.

Lin Yuanchang is already preparing, and Zhongyuan Bank of Henan Province will come to Hangzhou in the next few days to review Yuanfang's relevant qualifications.

At that time, the loan that Lin Yuanchang will provide to Gao Yuan will not be a few hundred million, but a minimum of 1 billion.

Gao Yuan really doesn't care about the several hundred million in ICBC's cash flow.

"Uncle Zhang, Yuanfang is really not short of money now, you should know this."

Gao Yuan didn't want to take out a loan, but he didn't want to reject Zhang Jindong directly.

If Zhang Jindong can go one step further, it will be a benefit for Gao Yuan in the future. It will be easier to do things with an acquaintance in the banking system.

No one can be sure that he will not be short of money in the future.

Seeing that Zhang Jindong still wanted to persuade him, Gao Yuan thought for a while and said, "How about this! Yuanfang has a club, and the cash flow of this club will also go to ICBC in the future."

"Club?"

Zhang Jindong was a little indifferent when he heard Gao Yuan propose a club.

How much cash flow can a club have? At most, it is hundreds of millions, which is only the amount of Yuanfang skin care products in one month.

Gao Yuan saw Zhang Jindong's expression and knew that he didn't take it seriously, so he continued, "Heaven on Earth."

"Is Heaven on Earth far away?"

Zhang Jindong slapped his thigh when he heard the news.

Heaven on Earth has become a hot topic in Hangzhou these two days!

Many people are talking about this new club, mainly for two reasons.

The first point is that the name is too bold. Since the incident in the Heaven on Earth in the north, no one has used this familiar name again.

People who do business usually have some taboos and think that this name is unlucky and most people can't stand it.

Especially for clubs, how can such a name not attract the attention of relevant departments?

On the other hand, the decoration design of Heaven on Earth is not only external, but also inside, from the bathing to the box hotel.

It is completely a style of heaven. This magnificent decoration is simply a myth in the industry.

Many people asked about the designer and the decoration company, but they couldn't find out.

Zhang Jindong was also taken there these two days. After playing for a night, Zhang Jindong's experience can be summed up in one word: bad!

The enjoyment in Heaven on Earth is indeed top-notch. Whether it is bathing or service level, there is nothing to say. Basically, there is no place in Hangzhou that can compare.

However,

The reason why he decided to be bad was because the technicians here were too bad. It was originally a regular massage, but he made a man in his 40s and 50s so angry.

But the technicians acted as if nothing had happened and did not provide any other services.

As the president of the Industrial and Commercial Bank of China Hangzhou Branch, Zhang Jindong asked the driver to take him home after the massage.

When he got home, he didn't care whether his wife was asleep or not, and he just pounced on her.

They were an old couple in their 40s and 50s, but they played with the passion of young people.

This made Zhang Jindong's wife excited and curious.

Under constant questioning, Zhang Jindong mentioned the bathing club Tianshang Renjian.

So,

The couple came here together the next day.

The two chose a fashionable couple's box. After the massage, they hugged each other in the box in a hurry.

This also caused Zhang Jindong's waist to be particularly sore in the past two days.

So much so that when someone asked him to go to Tianshang Renjian to relax, he refused sternly.

So Zhang Jindong said that Tianshang Renjian was too bad, a typical example of only lighting a fire but not putting it out.

And later when Zhang Jindong and his wife went there, because the private room was only open to VIP customers, they found out that the minimum recharge was 10,000 when they recharged and applied for a card.

The maximum recharge was 10 million, which made him smack his lips.

Although he had handled billions of funds, those funds were from the state. Although he had some other income, it was still a little far from 10 million.

Now, a club needs 10 million RMB to apply for a diamond-level VIP card.

Moreover,

it is not available at this stage, and you can only make an appointment.

The reservation fee is 1 million.

This is why Zhang Jindong was surprised when he knew that Tianshang Renjian was Gao Yuan's industry.

He also checked that although the company also had the word "Yuanfang" in front of it, the legal person was indeed a woman named Zhang Yan.

So he didn't think so much about Gao Yuan, but he didn't expect to reveal the mystery in Lin Hongnian's office today.

At this time,

Lin Hongnian was also a little surprised.

He knew that Tianshang Renjian was because of his son. After his son went there once, he told him that he would have to change the place for entertaining guests in the future.

He told him about the various enjoyments of Tianshang Renjian, and Lin Hongnian even asked his son to apply for a silver card for this.

It was only at this moment that he realized that the money had flowed into Gao Yuan's hands.

Although it was a good thing to keep the money within the family, Lin Hongnian felt a little uncomfortable.

This kid opened a club, but he didn't know to give his father-in-law a card?

Didn't the Internet say that a son-in-law who doesn't take his father-in-law to wash his feet and massage is not a good son-in-law!

"Mr. Gao, it's settled!"

Although Zhang Jindong was surprised, he still remembered the business.

He was still very satisfied with the turnover of Tianshang Renjian. Over the past year, it was at least hundreds of millions.

The key is that Gao Yuan's Tianshang Renjian is very formal. At most, it is a little bit of a borderline, but there is no essential mistake, and the relevant departments can't do anything about it.

This is a modern version of a brothel, and the technicians inside only sell their skills and not their bodies.

Zhang Jindong knew very well that this would be a gold mine for Hangzhou in the future, so he felt quite comfortable at this moment.

At the same time,

Zhang Jindong's eyes towards Gao Yuan also changed.

If Gao Yuan succeeded in making a skincare product called Yuanfang, it could be said that there was a component of luck. Now a new club is so popular before it opens.

That's not just luck, it's definitely luck!

Such a person basically succeeds in everything he does, and his fortune and luck can't be stopped.

Therefore, Zhang Jindong is more determined to have more contacts and exchanges with Gao Yuan, who is a great nobleman!

Holding on to Gao Yuan's thigh, his future is bright.

The three chatted for a while, and Zhang Jindong obviously saw that Gao Yuan came for something, so he didn't stay any longer and directly said goodbye.

As for the water flowing in the heaven and earth mentioned by Gao Yuan, there will naturally be people below to contact him, and he is not worried at all.

After Zhang Jindong left for a while, Lin Wanyu and Li Mengqing also returned to the office.

At this time, there were no outsiders in Lin Hongnian's office, and they were all family.

Although Li Mengqing was not a member of the Lin family, Lin Hongnian also knew the relationship between Li Mengqing and Gao Yuan, especially after the Li Group was launched in China.

As the daughter of old man Li, Li Mengqing was assigned to a science and technology city, which made Lin Hongnian feel deeply moved.

Even though he looked down on Li Tianqi, he had to admire Li Tianqi's courage. A peasant would naturally have his own way.

If it were him, he might not be so willing to do this.

You have to know that at that time, Gao Yuan's Yuanfang skincare products had just started, and Li Tianqi dared to bet so big.

Facts have proved that Li Tianqi made the right bet!

During this period, GY and Rudie's skincare products have begun to be sold overseas through Li Lin's sales company.

And the first order was as high as 100 million.

Li Lin also had great trust in Yuanfang's skincare products, so he made the move without any hesitation.

This is the character of the Li family, including Li Mengqing. Although she seems weak, she has no other thoughts after choosing Gao Yuan in her heart.

Otherwise, when accepting Xiaoshan Science and Technology City, Li Mengqing would not care so much about Gao Yuan's opinion.

Chapter 232/519
44.70%
Financial Freedom: Starting From a Monthly Income of Three ThousandCh.232/519 [44.70%]