Chapter 4 Taking Over Investment Accounts

After the two made an appointment, they met the next day and signed an agreement on "financial management on behalf of clients".

Although Su Yu knew that this 'financial management on behalf of clients' agreement did not have much real legal effect, it was still necessary as a basis and proof of mutual trust between the two parties.

After signing the contract...

Liu Tianshui sent the login password and fund password of his stock investment account to Su Yu.

Su Yu logged in and took a look at Liu Tianshui's personal account. The current funds in Liu Tianshui's account were 682,321 yuan, including more than 610,000 yuan in stock positions and more than 210,000 yuan in floating losses.

Among the stocks held, 90% are bank stocks, and the remaining 10% are real estate stocks.

Su Yu continued to look at the historical profit and loss transaction data of his personal account and found that he had invested a total of 1.5 million in the past year and lost most of it.

Its investment style is mostly heavy position operations.

Whether buying and selling concept stocks or blue-chip heavyweight stocks, the initial single position is greater than 70% of the total funds.

Moreover, in addition to the characteristic of heavy position operations, the other party also has another characteristic, that is, frequent operations. Basically, there are buying and selling records every trading day.

Su Yu took a closer look at his losses in bank stocks.

It was found that since Liu Tianshui's initial purchase, the bank stock has only fallen by 15%, but the other party's overall loss on this stock has been much greater than 15%.

The reason for this phenomenon...

It's because the other party is smart enough to continuously carry out anti-T operations of buying and selling, and unknowingly, it significantly increases the cost of holding a position.

"Is there a big problem with my operation?"

Liu Tianshui asked slightly embarrassed when he saw Su Yu's brows frowning slightly.

Su Yu looked at the first client he had taken over after leaving his job, put down his mobile phone, coughed slightly, and said: "I suggest that Mr. Liu's future investment method should be mainly investment funds and operate stocks by himself. Overall, Mr. Liu... I think he still seems a bit too professional."

"Of course, it's okay to leave your stock account to professionals."

"Sure enough, the problem is huge!" Liu Tianshui sighed and said, "I said there are no unreasonable losses. It seems...my level is indeed a rookie level."

"But don't ask me to invest in funds."

"The many funds I have invested in have suffered losses in the past year and a half. One or two of them have suffered much more losses than I did by myself. I don't know what those fund managers do for a living or trade. The level is even lower than that of a rookie like me.”

"Hey...an old friend, he advised me to invest my money in some online financial management platforms."

"It is said that this is a major trend in the future and an emerging financial development."

"But I don't believe in this thing at all, so I can only tinker with stocks according to my own preferences."

"Xiao Su..."

"From my usual contact with you, I know that you are a rigorous and mature person. To be honest, my account has suffered a lot of losses. In three months, how far can you take the funds?"

Facing Liu Tianshui's inquiry, Su Yu pondered for a moment and replied: "Mr. Liu, there are many uncertainties in stock trading. I can only say that I will try my best to help you recover your losses. As for the specific step of how to use the funds, I can’t guarantee it, and I can’t guarantee it.”

"Okay!" Liu Tianshui thought that he should trust the people he employs and the people he doubts. Since he chose to trust Su Yu, he should no longer have any worries. He nodded and said, "Hundreds of thousands don't count to me." It’s a huge number. I won’t touch a penny of the money in this account in the past three months. You can operate according to your own ideas without any worries.”

"I understand!" Su Yu responded without saying more.

Next, Liu Tianshui asked Su Yu some precautions and stock selection strategies about stock investment, and then the two of them dispersed.

Back at the rental house, Su Yu continued to research stocks and formulate investment strategies.

It wasn't until 5:30 pm that Liang Bin called him and insisted on treating him to hot pot that Su Yu walked out of the rental house again.

Arriving at the seat given to him by Liang Bin, he walked into an old Yuzhou hotpot restaurant and saw Liang Bin sitting alone by the window, with a lot of food already on the table.

"Su Yu, here!"

Liang Bin saw Su Yu's figure at a glance and hurriedly raised his hand to greet him.

Su Yu nodded in response, then came to the dining table where Liang Bin was sitting, and sat down in the empty seat deliberately reserved for him.

"In our relationship, you don't have to spend so much money."

Su Yu looked at the boiling red oil in the pot and the many hard dishes on the table, and said: "At work, a little exclusion cannot defeat me."

When Liang Bin heard Su Yu's words, he felt slightly happy and said with a smile, "It seems you have figured it out!"

"I was fine." Su Yu mumbled softly.

"It's better if nothing happens!" Liang Bin chuckled and said, "Water flows to lower places, and people go to higher places. Your investment analysis skills and customer solicitation skills are the strongest I have ever seen in the sales department. Yes, leaving the Huaxin Securities Sales Department may... just open up the road. "

"Maybe!" Su Yu responded lightly, changed the subject, and asked: "Why are you alone today? What about your girlfriend who is studying at Zhezhou University? She won't have class today Saturday. , you didn’t call her? This is not like your style Liang Bin!”

"She said that a classmate in the dormitory has a birthday today and can't come." Liang Bin replied, "It's actually just the two of us, it's good, we can have a good drink."

As he said that, he picked up a bottle of beer that had been opened on the table and filled the glass in front of Su Yu.

Su Yu noticed that although Liang Bin was smiling, he was obviously troubled in his eyes. He paused and asked, "Why... the client on Friday didn't go smoothly?"

"No." Liang Bin smiled, "The client on Friday went unexpectedly smoothly. I have won it. The account opening balance has increased by 850,000. Next month, I should not have to live a tight life."

"Then congratulations!" Su Yu picked up the beer and clinked glasses with him.

Since the other party was unwilling to say, he couldn't continue to ask. After all, he couldn't help with personal matters.

"By the way, Su Yu, what are you going to do next?" Liang Bin asked after drinking a glass of beer in one breath, "Are you going to continue to the next securities sales department, or to join a fund company, bank or other financial institution?"

Su Yu said softly: "I don't plan to find a job again. I plan to try working alone."

"Working alone! Trading stocks by yourself?" Liang Bin was surprised, but after thinking about it, he felt it was reasonable, "Yes, with your technical and analytical abilities, you are not talented enough to work in the sales department."

"I just feel that the environment in the sales department is not suitable for me." Su Yu said, "Everyone Everyone has a suitable path for everyone. I want to try more while I am young. "

Liang Bin said with emotion: "Okay! I envy your decisive and daring character. Unlike me, I am hesitant about everything."

"But..."

"It's agreed that when you start a business on your own, you can't forget me."

"When the time comes, no matter where I am, I will definitely come."

Su Yu knew that Liang Bin was just being polite, but he still nodded firmly and said, "Don't worry, if I really make a career in the future, I will definitely call you."

Although in the trajectory before rebirth.

Liang Bin left the sales department before him and really went back to his hometown to take the civil service exam, but during the time they met, this schoolmate, colleague, and fellow villager who was two years older than him was really good to him.

As the saying goes, a drop of water should be repaid with a spring.

When he really has the ability to rewrite everything, he doesn't mind helping Liang Bin at the critical moment.

"By the way, Su Yu, you are not young anymore, don't you plan to find a girlfriend to live with?" After drinking some wine, Liang Bin began to talk more and more, "After you left, several girls at the counter in the sales department asked me about you. It can be seen that they are more or less interested in you."

Su Yu looks like his mother and is somewhat similar to his sister.

Although he looks too delicate among boys, he must be said to be very handsome.

"You know more or less about my family situation." Su Yu said, "At this stage, I don't want to cause trouble or drag down any girl."

When Liang Bin heard Su Yu's words, he thought of some things in his own life, sighed helplessly, and said: "Yes, the economic foundation can determine the superstructure. Without money, house, car, or a good job, and ordinary family conditions, it is difficult to give a sincere heart!"

Su Yu saw his expression and heard his self-pitying words.

Guessing that he probably had a quarrel with his girlfriend, he coughed lightly and was about to change the subject.

At this time...

A vaguely familiar voice suddenly came from behind.

"Sister, please clean up here, we will sit here." A crisp female voice said, "Then the red soup base, slightly spicy, the signature dish of the hot pot, come first, there is also a portion of freshly fried crispy meat, brown sugar glutinous rice cake, and two cans of iced herbal tea."

Su Yu heard the voice and turned around hurriedly.

He looked in the direction of the voice, only to see a girl with her back to him, repeatedly giving orders to the waiter.

The girl was not much shorter than him, with a ponytail, wearing simple jeans and a knitted sweater, a pair of white shoes on her feet, and a red shoulder bag that didn't match her waist. She had long legs and a good figure, but she looked very young.

"Yu...Yu Ling!"

Su Yu looked at the familiar back of the girl, combined with her crisp voice, and called softly according to his memory.

Hearing Su Yu's call, the girl's voice of giving orders suddenly stopped, her shoulders trembled obviously, and she turned back like lightning.

A beautiful, oval face appeared in front of Su Yu.

Then, a pair of bright, clear eyes like starlight revealed shock and joy.