Chapter 1811: Difficult Problem

Latest website: Shen Dapeng had budgeted at the beginning. Just buying land in Shanghai to build a Dream Hotel would cost at least more than 100 million.

The bank only provided a loan of 200 million yuan. With these 200 million yuan, it was only enough to build the Dream Hotel in Shanghai, not counting the later large-scale decoration and purchase of related equipment.

Such a small amount of money is indeed a bit too little.

"Dapeng, to be honest, you are right. I have been at odds with them in the past few days, but I have also found out their bottom line. They can give up to 200 million, and they won't be able to approve any more."

"Given the scale of our existing companies and the asset appraisals we have done, plus the popularity of our Xiaoyu brand, there is no problem with an appraisal of one billion, but banks have more to consider."

"After all, this is the first time we have borrowed so much, and banks have to consider their risk factors, so..."

Shen Dapeng already knew what Chen Xiaoxu explained from Liu Fengxia, so he interrupted Chen Xiaoxu's words.

"I know everything you said. So, you've done your best with the bank, so don't worry about it for now. I'll take care of the rest. How's the bicycle thing going?"

"Brother Peng, will you handle it?"

Obviously, Chen Xiaoxu was a little surprised that Shen Dapeng personally intervened in the bank. After all, banks have their own principles. Even if Shen Dapeng went to negotiate with the bank like him, the bank would not relax.

"Guangming Bank is the leader in the capital and even in the north. It is the strongest, and its policies are also loose enough, so my aunt and I found them."

"They can give us 200 million. If we look for another bank, we may not even get 200 million."

Chen Xiaoxu's words were filled with a vicious and helpless tone about the difficult operation of loans.

"Brother Chen? That's the same thing? Don't go to the bank to discuss with them again. It won't work out? I'll figure it out." Shen Dapeng smiled faintly. "I asked you how is the bicycle matter?"

"Oh, this? The current operation is pretty good. Isn't school about to start? I guess the business can be better? I plan to go to other universities to promote it."

Shen Dapeng frowned,

He said directly: "Brother Chen, that's not what I'm asking about. Have you forgotten what I told you when I returned to the capital?"

Chen Xiaoxu obviously didn't react. After a moment of silence, he suddenly realized with a smile: "Right? It's about finding managers, right? During this time, my aunt and I have been busy with bank loans, so we didn't take care of it. "

Chen Xiaoxu naturally understood what Shen Dapeng meant, but he was really busy with loan matters and had no time to train managers.

Shen Dapeng does a lot of things by himself in Shencheng, so sometimes, it is inevitable to focus on one thing at the expense of the other. He urgently needs a helper to help him share some things. In this case, he can free up more time to take care of other things, so as not to be overwhelmed. In a hurry.

"Hurry up, okay? I'm going to figure out how to deal with the bank loan. Once there's a result, I'll probably be a little busier. Then you have to come over as soon as possible."

Shen Dapeng still had great trust in Chen Xiaoxu. Although Chen Xiaoxu had misunderstood Shen Dapeng because of the previous incident, after the misunderstanding between the two people was resolved, Chen Xiaoxu only had deep admiration for Shen Dapeng, and from then on he devoted himself to helping Shen Dapeng.

At this point, Shen Dapeng did not expect that Chen Xiaoxuan was very capable. If he was allowed to help him, then some things would go very smoothly.

It's just that Chen Xiaoxu is a relatively low-key person. Regarding Shen Dapeng's reuse of him, Chen Xiaoxu was very humble at first and felt that his abilities were limited. However, he couldn't resist Shen Dapeng's sincere invitation and finally agreed.

"Okay, since the bank affairs are on hold for the time being, I will try my best to find suitable bicycle managers. At present, there are a few people with relatively strong abilities, but I have to check again before making a decision. OK."

"You can handle it yourself. As long as you have confidence in the development of the company, are responsible, and have good management, you can boldly move it up, but you should also exercise it."

Regarding these, Shen Dapeng feels that as long as a few major principles are adhered to, the rest will not be a problem, and it will not be difficult to operate.

"I understand, I will deal with it as soon as possible." Chen Xiaoxu responded.

"Okay, there is nothing else to do. There is no use staying in the bank anymore. Go back and deal with the bicycle matter as soon as possible. I am waiting for the good news of your coming to Shen City."

After hanging up the phone with Chen Xiaoxu, Shen Dapeng put down the phone and rubbed his forehead vigorously.

This phone call gave Shen Dapeng a headache.

However, things didn't seem to be progressing. The relocation of the game company was settled with Liu Fengxia, and it could be settled with just a phone call from her, but the loan issue gave Shen Dapeng a big headache.

The original plan was to think that based on the asset evaluation of each company, he could lend out one billion, but who knew that the bank would give him so little, which was a big surprise to Shen Dapeng.

Although Shen Dapeng promised Liu Fengxia and Chen Xiaoxu on the phone to handle this matter by himself, only he knew how difficult it was to handle this matter, and it would not be possible to get it done with just a word of comfort.

Besides, I don’t have any connections here, so I had no choice but to come up with a mortgage loan, but now this method can only lend 200 million.

The reality is in front of him, Shen Dapeng thought about the 200 million, and he was silent.

Sometimes, I just have a lot of ideas, but all of this needs money to help realize it. Without enough money, some ideas can only be ideas after all.

The air-conditioning sales area on the first floor is still crowded with people, and the discount lottery activities continue to cause a climax on the scene, but Shen Dapeng is too lazy to care. Sitting in a relatively quiet office, looking at the commercial and residential buildings standing far away outside the window, Shen Dapeng couldn't help but fall into deep thought.

When Zhengpeng Financial Company was first established, 300 million yuan of funds were deposited in Zaoye Bank for loans from home buyers.

Shen Dapeng suddenly thought of this money. If a part of this money is taken out and added to the 200 million yuan loaned from Guangming Bank for the start-up capital of various company branches, it is a little less, but it can still be barely started.

However, this involves another problem. If for some reason any of these companies encounters an accident or financial problem, it is likely that the entire capital chain will be broken, and other companies will also be affected.