Chapter 1391 Opening a Company in the United States

After waking up, Shi Lei went to the bank first.

He had discussed it with the bank before when he took out the loan.

Generally speaking, the first installment of the mortgage is paid one month after the loan is issued, but Shi Lei reached a new agreement with the bank. His first repayment will be on the fifth of this month.

Although there is still a day or two left, it is almost time to make the first repayment.

Shi Lei borrowed a total of 42 million from the bank, nominally to pay it back within five years, but Shi Lei did not intend to do so, which was meaningless to him.

When the bank staff heard that Shi Lei was going to repay the loan in advance and in one lump sum, they were very surprised and a little regretful.

After all, the 42 million loan was an absolutely high-quality loan, and there was no need to worry that Shi Lei could not pay it back. This could have generated a very stable income.

But Shi Lei paid it all off in advance now, and the interest they could receive was only for these few months.

However, this is always Shi Lei's right, and the bank staff quickly handled the procedures for him.

Shi Lei paid almost 300 million RMB, which was exactly the loan plus interest.

When he left the bank, the bank staff sent him to the car and said politely that he could contact their bank at any time if he needed anything. It would be absolutely no problem to lend money to high-quality customers like Shi Lei.

Shi Lei nodded to express his gratitude, but he was thinking in his heart that if he had known that he could lend money to himself, why would he cause trouble to himself? Anyway, he really didn't know how to spend the more than 10 billion US dollars in his hand.

There was still 100 million left for the city copy consumption in this credit cycle, and Shi Lei could open another copy city.

He found Tom again and said that he wanted to buy a property in the United States, and the price should not be lower than the one he had in Atherton.

Tom was ecstatic and thought that he really met a real estate investment expert, but he didn't dare to agree easily. After all, a property worth more than 100 million US dollars is actually hard to come by, and it may not be so easy to buy if you want to buy it.

"Mr. Shi, would you consider buying a piece of land and building a house yourself?" At the end of the call, Tom tentatively gave a suggestion.

Shi Lei was stunned, and then thought, yes, it would be great if I could build it myself. In that case, I would have full control over how much money I could get.

Although a property worth hundreds of millions of dollars is already very expensive, compared to the 400 million quota he has in each cycle at level 5, 100 million dollars is less than two periods.

And he is at level 5, hoping to delay as much as possible, at least for seven or eight periods. If I build it myself, it is not a problem to build a property worth 200 to 300 million dollars.

I heard a long time ago that Bill Gates built a house for himself, including the land and the house, and it cost more than 200 million dollars in total. Moreover, that was more than ten years ago.

Installing all kinds of black technology and artificial intelligence in the house is the ultimate secret of spending money.

Shi Lei immediately smiled and said, "That's fine, anyway, I'm not in a hurry, otherwise you can help me find a suitable piece of land and tell me. The area must not be smaller than the one in Atherton, and it is best to be by the sea. A larger area is even better."

Tom agreed hurriedly.

Shi Lei is not in a hurry to spend the remaining 100 million yuan on the city copy. Even if Tom cannot help him find a suitable piece of land within half a year, he can use this 100 million yuan to buy a yacht in San Francisco. According to the calculation of the yacht purchased last time, this 100 million yuan can still be used for some delayed consumption.

Shi Lei does not have to worry about the 100 million yuan for collection consumption.

Wu Dong's museum has not been completed yet, and Shi Lei can add some high-tech things to it. 100 million yuan should be easy to spend.

This will have to wait until he returns to China and discusses with the contractor of the museum before deciding.

The 300 million yuan non-income investment, after "returning" 170 million yuan to himself, only 130 million yuan is left, which needs some thought to spend.

Fortunately, Shi Lei told Yao Er a long time ago that funding scientific and technological research and development is a long-term process, so Yao Er did not stop, but continued to contact various research institutions.

Shi Lei had been given several options some time ago, but Shi Lei thought those technologies were not advanced enough, and mainly thought that the investment amount that could be brought to him was too small, so he put them aside for the time being.

Even if Yao Er could not find a particularly suitable project in the next six months, Shi Lei was not worried, because the projects on Wu Dong's desk together would require an investment of more than 100 million. Although it was not so satisfactory, it could still be used.

Therefore, non-income-type investments, collection investments, and city copy consumption in this quota cycle were basically settled.

Of the remaining 200 million, 150 million was Shi Lei's ordinary consumption quota, and 50 million was required for ordinary investment.

After struggling with the scepter for more than two hours, Shi Lei had a deeper understanding of ordinary investment. Of course, he would no longer choose to invest in the stock market, which was a low-return method. He must use this money on projects that are more likely to bring high returns.

Sitting in the mansion in Atherton, Shi Lei suddenly felt that God was still very kind to him. When he wanted to buy a house in the United States, the first places he thought of were New York or Los Angeles, but in the end he bought a house in Atherton.

From a living perspective, Atherton is certainly not as comfortable as super metropolises like New York or Los Angeles, but it is close to Silicon Valley.

What is Silicon Valley? If you walk around in Silicon Valley, you will run into no less than ten people wearing advertising shirts trying to find you for investment.

Even Shi Lei doesn't have to go to Silicon Valley. Just by walking around Atherton, he can meet many young people who dare to ride bicycles directly to a luxury car and knock on the car window and insert small advertisements to seek investment.

Of course, 99% of these young people are whimsical, and you can't say that they are scamming. Many times, these people are just imaginative, and then they dare to use their imagination to look for investment. Anyway, it's not their money. If they can't get any results after burning it, they will move on to the next imagination.

Shi Lei obviously won't deal with these people, but there are still a lot of young people with dreams in Silicon Valley, and they do have various good or bad projects in their hands that urgently need investment.

While his parents were having fun, Shi Lei simply rented an office in Silicon Valley, put up a sign and registered, and it became a small company specializing in angel investment.

Then he hired two more people, and didn't let them do anything else, just let them simply identify the projects of young people with investment needs. If they think it's rubbish, of course they will be rejected, but as long as it's not a nonsense project, they will stay and wait for Shi Lei to personally identify and select it.

Originally thought it would take a long time to collect some projects for investment, but unexpectedly, the company had just been listed for less than two days, and the threshold was almost trampled, making the two staff members complain bitterly, and they all said that they needed to increase their wages to work for Shi Lei.

In these two days, they received no less than a hundred projects, more than ninety of which were real rubbish. Those guys wanted to think that their projects would change human history from now on. At first, the two people received them well, but later they simply glanced at the project book and drove them away directly. They had to drive them away, because these guys were so talkative as if they were crosstalk.

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